CarShield Diamond Coverage Cost
The CarShield Diamond Plan costs around $100 a month in most cases, which is the same or close to most CarShield plans. Known for its fixed monthly payments, CarShield’s costs usually vary most for deductible and down payment costs.
Considering this, How reliable is CarShield? No, CarShield is not a scam or a rip-off, but it is a below-average company. CarShield is a legitimate company that has been providing vehicle service contracts for over 16 years and has earned a 4/5 rating from the consumer review on WalletHub, yet it has a history of complaints reported to the Better Business Bureau.
What are the cons of CarShield? CarShield Pros and Cons
| CarShield Pros | CarShield Cons |
|---|---|
| Makes direct payments to repair shops Coverage can be used at any ASE-certified mechanic High maximum mileage limit of 300,000 miles | Not all plans come with rental car reimbursement Relatively high number of negative reviews |
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Furthermore, What is not covered by CarShield? CarShield plans cover parts in the brake system, but they don’t cover brake pads, shoes, or rotors. CarShield covers parts such as the master cylinder, power assist booster, and actuators.
Does CarShield have a deductible?
Yes, CarShield does have a deductible in most situations. Deductibles for CarShield vehicle service plans range from $0 to $100, though only certain plans allow for a $0 deductible, such as the Platinum and Diamond level plans. Deductibles of $25 and $50 are also available.
Is CarShield worth the cost? No, CarShield is usually not worth the money since CarShield is a below-average vehicle service plan provider, based on customer reviews and Better Business Bureau ratings. You would need to have $1,200 to $1,600 in car repair costs covered per year just to break even, and CarShield has a lot of coverage exclusions.
Does CarShield cover engine replacement? Most auto insurance policies do not cover mechanical breakdowns, unless they are the direct result of an auto accident. With a CarShield service contract, your engine, transmission, and other vital car parts are protected anytime they break down or malfunction.
Does CarShield cover struts and shocks? However, non-manufacturer, 3rd party warranties generally do not cover your struts, with few exceptions.
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3rd Party Vehicle Service Contracts That Cover Struts.
| Company | Plans That Cover Struts |
|---|---|
| Carshield | Not covered |
| Concord Auto Protect | Not covered |
| Endurance Warranty | Supreme and Superior |
| Infinite Auto Protect | Not covered |
Will CarShield replace a engine?
CarShield pays for repairs to the mechanical parts of your vehicle. Most CarShield protection plans will cover engines, transmissions, drive axles, water pumps, and transfer cases (a metal casing that delivers power in four-wheel-drive).
Does CarShield cover head gasket? Notes: Only Carshield’s highest cost, lowest mile policy covers the head gasket. However, Carshield sells the policies of American Auto Shield. We recommend you take some time to look into American Auto Shield before choosing a policy with Carshield so you’ll be prepared to call them.
Does CarShield cover pre existing conditions?
Since pre-existing conditions are not covered under a vehicle protection plan (a.k.a. “Extended Car Warranty”), submitting claims with full knowledge that they exist is committing fraud.
Does CarShield cover older cars? Does Carshield cover older cars? A. CarShield accepts pre-owned cars, even those with higher mileage. While the coverage price may be higher, it offers plans that cover the parts most likely to wear out: transmission, engine, and air conditioning systems.
Does CarShield cover electrical problems?
This vehicle service contract is great for covering most electrical and computer related problems including Engine Control Module, Starter, Alternator, Navigation/GPS, Electrical System & more.
Does CarShield cover engine mounts?
Car Shield:
Notes: All of the 3rd party plans Car Shield sells cover the engine mounts, however, Car Shield is not a direct provider, meaning that they’re selling you American Auto Shield’s plans, which has some notable downsides, as we’ll explain later.
Does CarShield cover struts? Notes: Car Shield doesn’t sell its own policies, and the policies of the company it does sell (American Auto Shield) does not include struts even in its “premium” coverage policies.
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