Cash pickup
- Visit one of the 4,500+ Western Union agent locations 1 in Nigeria.
- Provide your sender’s name, the amount expected and the tracking number (MTCN).
- Show a government-issued ID.
- Get your money once your details have been verified.
Besides, Is Western Union Safe?
Western Union takes safety seriously. As one of the most reliable and oldest financial services and communications companies in the world, we provide a wide variety of money transfer options to more than 200 countries.
Also, Can I pick up a Western Union without an ID?
A: Yes. We need the MTCN (Money Transfer Control Number) and a valid government issued ID. Q: Can I pick up money without an ID? A: As long as the sender used a test question, and the clerk checked the “Pay without ID” box.
Herein, What documents do I need to receive money from Western Union? The full name as per the sender’s ID or passport, street (or postal) address, city, country and contact numbers of the person sending the money. When receiving money in South Africa, the receiver must provide the following information from the sender: MTCN.
How much money can I receive Western Union?
Maximum payout amount: The maximum Western Union transaction amount is $2000 USD. If your payout is more than $2000 USD, it’s divided into several smaller transactions. Western Union can’t process identical sums on the same day, so if you have a payout of $4000 or more, only $2000 can be processed per day.
20 Related Questions and Answers
Can you get scammed through Western Union?
If the funds haven’t been picked up by the receiver, you’ll get a full refund, including the transaction fee. If your money has been picked up by the receiver and you suspect you are a victim of fraud, we encourage you to file an official fraud claim with Western Union and to report your situation to law enforcement.
How can I avoid Western Union fees?
You can avoid these fees by using a debit card. * Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates, and taxes may vary by brand, channel, and location based on a number of factors.
Is Western Union better than bank transfer?
With Western Union’s money transfer services, you always know the exchange rates and fees before you make a transaction. In addition to being one of the best ways to transfer money internationally, transfers of money between bank accounts are often less expensive than sending money for cash pickup.
What are acceptable forms of ID for Western Union?
What documents I need to present to send money? You’ll need to present a valid International passport, National Identity Card, Driver’s License, Residence ID (for foreigners), Foreigner’s document.
Can someone else pick up my money from Western Union?
Can I authorize someone to pick up the money from me if I can’t leave my home? For security reasons, only the designated receiver can pick up a transfer. However, you can ask your sender to contact Western Union customer service to ask for a refund.
Does Western Union ask for ID to send money?
Note: You must be at least 18 years old with a valid, government-issued ID* to send or receive money with Western Union. … Your receiver will need to present an ID and answer the test question to receive the money.
How long can money stay in Western Union before pick up?
Money transfers are available for 90 days. If the receiver is unable to pick up the money transfer and it has been 90 days, contact Customer Care for the money transfer to be renewed and made available for payout.
How long does it take to receive money from Western Union?
Money in Minutes service for pick up at an Agent location – generally delivered within minutes*. Next Day service for pick up at an Agent location is generally available the next day*. Direct to Bank deposit typically takes between 2 to 5 business days, but could vary, depending on country.
Can you send 10000 through Western Union?
You can send a maximum of $2,500.00 per online money transfer. Agent locations typically have no limit, however, so long as you can provide adequate identification while sending. Nearly all transactions through Western Union will have a transfer fee attached, ranging from $3.50 to $100 or more.
Is Western Union cheaper than bank transfer?
If you want to know a convenient way to send money abroad to another bank, Western Union is the service you’re looking for. … In addition to being one of the best ways to transfer money internationally, transfers of money between bank accounts are often less expensive than sending money for cash pickup.
Is Western Union dying?
Western Union, specifically, with annual revenues hovering around $5 billion over the past decade, has survived over a century and a half in business, and with a solid chunk of Millenials among their digital user base, has no plans of fading into obsolescence anytime soon.
Can you get scammed on a wire transfer?
U.S. consumers lose millions of dollars each year to fraudsters using wire transfers as part of their scams. Western Union, Moneygram and similar businesses allow you to send money quickly. … In every case, the scam ends the same way – you are asked to wire money. And once you do, it’s usually gone for good.
How much money can I receive through Western Union?
Maximum payout amount: The maximum Western Union transaction amount is $2000 USD. If your payout is more than $2000 USD, it’s divided into several smaller transactions. Western Union can’t process identical sums on the same day, so if you have a payout of $4000 or more, only $2000 can be processed per day.
What is the cheapest way to send money?
The Cheapest Ways to Send Money
- Venmo.
- Cash App.
- PayPal.
- Xoom.
- Facebook Messenger.
- Mobile Pay.
- Online Bill Pay.
- Bank P2P Payments.
How many days does money stay in Western Union?
Western Union will refund the principal amount of a money transfer (at the applicable exchange rate described herein in effect at the time the refund is made) upon the written request of the sender if payment to the receiver is not made or credited within 45 days.
Is Western Union cheaper than banks?
Banks. Banks can send money all around the globe, but typically charge a high transfer fee and offer less competitive exchange rates. While it’s free to register with Western Union, you are required to send wire transfers with your own bank or go through a long and laborious process to set up an account.
Do you need a bank account for Western Union?
Sending money with the Western Union money transfer service from an agent location does not require credit cards, debit cards, bank accounts, or memberships. You will need to show valid identification.
How fast is Western Union?
Money in Minutes service for pick up at an Agent location – generally delivered within minutes*. Next Day service for pick up at an Agent location is generally available the next day*. Direct to Bank deposit typically takes between 2 to 5 business days, but could vary, depending on country.
